If you’re a North Carolina Baptist church or organization looking to expand or improve your facilities, Provision’s Church Loan Program is designed specifically with you in mind. Here are five key things to know about this unique program and how it can support your church’s mission.
1. We Offer Free Church Loan Consulting Services
Provision offers free, in-depth consulting services to help you navigate every step of the loan process with confidence. Our team is here to listen to your church’s vision and provide guidance tailored to your unique needs, from preliminary planning to funding.
Our consulting services include:
Reviewing financial statements to help determine an appropriate borrowing capacity.
Providing recommendations for trusted vendors.
Preparing a term sheet outlining loan conditions, interest rates, and estimated closing costs.
Reviewing commitment letters from other lenders to ensure your church receives the best possible options.
All of this is provided at no cost to your church, allowing you to focus on growth and stewardship.
2. There are Customizable Loan Options Available
Whether your church is looking to refinance, build new facilities, acquire land, or renovate existing structures, our Church Loan Program offers a range of customizable solutions. We work with you to create a financing package that aligns with your church’s objectives, making it easier to take your next steps in ministry.
3. We Offer Competitive Rates
Our program is committed to offering competitive interest rates that support responsible financial stewardship. We understand that every dollar counts in ministry, so our goal is to provide affordable financing options that allow churches to invest more in their mission and less in interest payments.
4. Baptists Are Partnering with Other Baptists
One unique aspect of our loan program is its connection to the Provision Impact Certificates Program, which enables Baptists to support other Baptist churches through their investments. The Impact Certificates serve as the capital needed to help churches receive the funds, they need through our loan program.
In other words, when you take a loan with us, you’re partnering with fellow Baptists who believe in advancing the gospel through faithful and wise financial stewardship.
5. We Have an Experienced Team that Values Financial Stewardship
With more than 20 years of experience, our team is passionate about supporting church growth through financially sound decisions. We are committed to upholding the values of faithful and wise stewardship and are here to help guide your church toward sustainable financial solutions that honor your ministry’s calling.
With Provision’s Church Loan Program, North Carolina Baptist churches and organizations have a partner in their journey toward growth, stability, and gospel-centered outreach. Reach out today to learn how we can support your vision!
Editor’s Note: Attending the NC Baptist Annual Meeting in Greensboro next week? Don’t miss our breakout session, “Building for the Future: Evaluating and Stewarding Resources for Expansion on Tuesday at 11 a.m.
